Gary Nichols Porsche

Mexican Auto Insurance – Who Should Buy Mexican Auto Insurance? by ...

Mexico will have an estimated population of over 113 million people by the middle of 2011. It is the fifth largest country in overall size on the American continent and it has one of the largest economies in the world. Besides the thriving industries located on the U.S. and Mexican border, Mexico has a booming tourist based economy and is a popular destination for those from Canada and the U.S., who especially enjoy the Baja Peninsula region. If you plan to travel to Mexico, either for business or pleasure, there are some things you should think about regarding Mexican auto insurance.

Since the United States and Mexico share a border, it’s quite common for those who live on the U.S. side to cross over every day to conduct business or enjoy some of the beautiful Mexican scenery and hospitality. Much of this travel is done by car. If you drive across the border, you really should take a minute to find out about Mexico auto insurance and what your responsibilities are. Many people are unaware that their U.S. auto insurance coverage will not protect them if an accident occurs on the Mexican side of the border. Being unaware of your obligations won’t excuse you from them.

Here’s what you should know about Mexican insurance. Mexico’s legal system is based on the Napoleonic code. In the case of an accident, there may be a presumption of guilt until you prove your innocence. In the United States, the legal system is based on English Common Law, where the presumption of innocence first is the standard practice. If you do have an accident, Mexican law will require you to have proof of financial responsibility. This can only be done by either having enough cash on hand to cover the damages or by having Mexican auto insurance. Policies from other countries may not fulfill this requirement.

If you intend to travel to Mexico, there are convenient and reliable resources for finding Mexican insurance online. Be sure to take your time and do some thorough research. Look for an online presence that has been around for awhile. Really read the information the website provides. Check to see how available the staff will be if you need assistance. Also, don’t be afraid to investigate location specific insurance options. For instance, if you intend to travel to Baja, then ask about Baja insurance. Finally, you can even get personalized coverage by tailoring your policy to fit the timeframe and location of your travels.

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